PERFORMANCE CHECKING
Perhaps the best checking account in North Carolina!
Perform …isn't that what you want your checking account to do? Well, at North State Bank - that's just what Performance Checking does. Take advantage of our complete package of banking services - including tiered annual percentage yields (APYs) - as you invest more, you'll earn more on your checking funds.
Balance Tiers
Less than $10,000
$10,000 - $49,999
$50,000 - $99,999
$100,000 - $249,999
$250,000 and over
If you would like to find out the current yield for the balance tier in which you are interested, please stop by the
office location nearest you.
Performance Checking includes a competitive interest-bearing checking account with unlimited check writing, free custom checks, no annual fee credit cards (you must apply and qualify), no monthly fees on North State Bank Visa CheckCards, and much more!
Performance Checking is a relationship product. In order to qualify for no monthly service fees, you must have another account with us and maintain a qualifying relationship. A customer service representative can provide you with the information you need in order to start taking advantage of Performance Checking today!
[Disclosure: Annual percentage yields are subject to change without notice. Yields are based on market conditions and are reviewed on a weekly basis.]
ONE-FEE CHECKING
Many customers want unlimited check writing and want to know exactly what their service fee is going to be. That's why we created One-Fee Checking. With an opening deposit of $100 and a low fee of $10.50 per statement cycle, you have an unlimited number of checks or drafts and an unlimited number of North State 24 ATM transactions, all with no minimum balance requirement.
REGULAR CHECKING
Regular Checking provides unlimited check writing without paying the regular service fee of $6, when you maintain one of the minimum balance requirements in your checking or savings account.
INTEREST CHECKING
Earn a competitive rate of interest on your checking funds and enjoy unlimited check writing. If you maintain a minimum daily combined balance of $2,500 in your checking, savings, or money market accounts, a minimum daily balance of $750 in your Interest Checking account, or an average daily balance in your Interest Checking account of $2,000, you will not be assessed a regular monthly service fee. Interest will be earned on the average collected balance in your account during a statement cycle. If one of the minimum balance requirements is not maintained, a monthly fee of $11.95 will be service charged to your account. This account can be opened with a low opening deposit of $100.
OVERDRAFT PROTECTION
Overdraft Protection provides the money you need …when you need it.
Overdraft Protection provides you the comfort level you need to write checks without worrying about overdrafts or missed purchases. Overdraft Protection is a line of credit that is linked to your checking account, after the funds in your checking account have been used, additional funds will be transferred from your line of credit to your checking account in increments of $100 to cover checks, withdrawals and other debits.
There's no charge to establish an Overdraft Protection account, finance charges accrue only when you use your credit line.
Each month, your Overdraft Protection account information will be reported to you. If you desire, we will draft your checking account for the minimum payment due on your payment date. However, you can pay off all or part of what you owe at any time.
If you have a question or would like to receive an application, please stop by the
office location nearest you.
